Your credit report is a report kept about your “credit-activeness” in the last seven years. This credit report includes some personal information along with applications for finance and overdue accounts (defaults) etc.

Your credit report may negatively affect your chances of obtaining credit. Some credit providers use your credit report as a way of determining your credit worthiness. Under the Federal Privacy Act 1988 no credit provider is allowed to access your credit report without your permission.

You can obtain a copy of your credit report from veda advantage, however if you meet our criteria we can provide you with a FREE copy of your credit report.

Credit Repair Australia can help you obtain a free copy of your credit report.